Mortgage protection insurance is an insurance policy that pays off your mortgage if you or another policy holder dies during the term of the mortgage.
If you have a joint mortgage, both people need mortgage protection insurance. By law, your lender must ensure you have this cover in place when you take out a mortgage

Mortgage Protection at a glance

Pays off your mortgage if you die.
Your cover decreases as the amount left on your mortgage decreases.
You can choose cover from 5 to 40 years.
The cost will depend on your age, your health, options chosen, the term and agreed level of cover.
Your payments stay the same. You must keep paying to stay covered.
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